Online Purchase or Marketplace Disputes

Bought something online that never arrived, was counterfeit, or was completely different from the listing? If the seller won't refund you and you can't resolve it through the platform, small claims court is your next step.

Typical claim amount

$50 – $5,000

Statute of limitations category

Written contract (varies by state)

Common examples

Item paid for but never shipped or delivered

Received a counterfeit or fake product

Item was significantly different from the listing description

Seller stopped responding after payment

Platform dispute process was denied or insufficient

Freelancer took payment but didn't deliver the work

Evidence you should gather

The stronger your evidence, the better your chances. Start collecting these items before you file:

Screenshots of the product listing or service description

Payment confirmation (PayPal, credit card, Venmo, etc.)

Shipping tracking (or lack thereof)

Photos of what you received vs. what was advertised

Communication with the seller

Platform dispute records (if applicable)

Chargeback denial (if applicable)

Ready to take action?

A demand letter often resolves disputes before court. Our free guide shows you how to write one in minutes.

Read the demand letter guide

Demand letter tip

Screenshot everything before it disappears — the listing, the seller's profile, all messages. Include these with your demand letter. Many online sellers operate under business names, so research their real name and address for service of process.

Read the demand letter guide →

Court preparation tip

Print everything. Screenshots of the listing, payment confirmations, tracking info, and all messages with the seller. Digital evidence is powerful but judges need paper copies. Organize it chronologically.

Filing deadlines by state

Your statute of limitations depends on your state. Here are some examples for this type of case:

StateDeadlineMax claim
Alabama6 years$6,000
Alaska3 years$10,000
Arizona6 years$5,000
Arkansas5 years$5,000
California4 years$12,500
Colorado3 years$7,500
Connecticut6 years$5,000
Delaware3 years$25,000
District of Columbia3 years$10,000
Florida5 years$8,000
Georgia6 years$15,000
Hawaii6 years$5,000
Idaho5 years$5,000
Illinois10 years$10,000
Indiana10 years$10,000
Iowa10 years$6,500
Kansas5 years$10,000
Kentucky15 years$2,500
Louisiana10 years$5,000
Maine6 years$10,000
Maryland3 years$5,000
Massachusetts6 years$7,000
Michigan6 years$7,000
Minnesota6 years$20,000
Mississippi3 years$3,500
Missouri10 years$5,000
Montana8 years$7,000
Nebraska5 years$7,500
Nevada6 years$10,000
New Hampshire3 years$10,000
New Jersey6 years$5,000
New Mexico6 years$10,000
New York6 years$10,000
North Carolina3 years$10,000
North Dakota6 years$15,000
Ohio8 years$6,000
Oklahoma5 years$10,000
Oregon6 years$10,000
Pennsylvania4 years$12,000
Rhode Island10 years$5,000
South Carolina3 years$7,500
South Dakota6 years$12,000
Tennessee6 years$25,000
Texas4 years$20,000
Utah6 years$20,000
Vermont6 years$10,000
Virginia5 years$5,000
Washington6 years$10,000
West Virginia10 years$20,000
Wisconsin6 years$10,000
Wyoming10 years$6,000

Other case types

Security Deposit Not Returned

Your landlord won't return your security deposit

Unpaid Invoice or Loan

Someone owes you money and won't pay

Car Accident Damage

Someone damaged your car and won't pay for repairs

Contractor or Repair Disputes

A contractor did poor work or didn't finish the job

Defective Product or Service

Something you bought doesn't work and the seller won't fix it

Breach of Contract

Someone broke a written or verbal agreement

Unpaid Rent (Landlord vs Tenant)

Your tenant owes rent and won't pay

Property Damage by Neighbor

Your neighbor damaged your property

Auto Repair Disputes

Mechanic overcharged, did bad work, or caused damage

Moving Company Damage

Movers broke or lost your belongings

Wedding Vendor Disputes

Wedding photographer, DJ, venue, or vendor didn't deliver

Bad Check or Bounced Payment

Someone paid you with a check that bounced

Pet-Related Disputes

Dog bite, vet malpractice, or pet purchase gone wrong

Roommate Disputes

Roommate owes rent, utilities, or damaged shared property

Dry Cleaner or Laundry Damage

Dry cleaner ruined or lost your clothing

Travel and Airline Disputes

Airline, hotel, or travel company ruined your trip

Insurance Claim Disputes

Insurance company denied or underpaid your claim

Gym or Membership Cancellation

Gym or club keeps charging after cancellation

Towing and Vehicle Impound Disputes

Your car was illegally towed or you were overcharged

Home Appliance or Electronics Warranty

Manufacturer or retailer won't honor a warranty

Freelance or Gig Work Payment

Client won't pay for freelance or contract work you completed

Utility Billing Disputes

Overcharged by a utility company or service provider

Dental or Medical Billing Disputes

Overcharged for medical or dental services

Tenant Suing Landlord for Repairs

Landlord won't fix habitability issues in your rental

Ready to take action?

A demand letter is often the first step. Many online purchase or marketplace disputes disputes are resolved without ever going to court.

Read the demand letter guide